The Tuition Refund Plan...
was originated by A.W.G. Dewar in 1930 to protect the financial investments of students and parents in education. Today, more than 1,200 leading independent schools and universities throughout North America offer the Plan. Because the cost of education today is a substantial investment, in fact, one which is likely to be your second largest next to a home purchase, the protection afforded by the Tuition Refund Plan is essential.
While most universities provide partial refunds for student withdrawals, they are limited and usually only effective when a student withdraws early in the term. The Tuition Refund Plan dramatically enhances the university refund schedule and provides more generous refunds throughout the entire term. Subject to the program terms and conditions, the Tuition Refund Plan offers a refund of term tuition and fees when you are forced to withdraw for medical reasons.
Q. What Is Covered?
A. The Tuition Refund Plan covers the following:
In both cases a "complete withdrawal" from the university is required. This means the student has given written notice that due to an injury or sickness he/she will not be able to complete the term and will not receive any academic credit. A written statement from a doctor certifying that the injury or sickness prevents the student from completing the rest of the semester is required. All mental health withdrawals will be classified in accordance with the American Psychiatric Association's Diagnostic and Statistical Manual DSM-V.
Q. How much does it cost?
A. The cost is 0.56% of insured tuition and fee amount.
Q. How does the Enrollment Process work?
A. All students attending Southwestern University for the first time are automatically enrolled in the Dewar Tuition Refund Plan and billed the annual amount of $284.00, or $142.00 for the Spring semester only, at the time of initial tuition billing. Any student has the option of waiving this coverage by completing the on-line waiver form. After this waiver information is received, Southwestern University will credit your student account for $284.00/$142.00. To change the dollar amount of tuition and fees coverage by our plan, please contact the Business Office at Southwestern University at 512-863-1928 or email@example.com. If a student has already waived coverage and then determines they would like to reapply, please contact Dewar directly.
Q. What are the conditions of coverage?
A. Students must be enrolled at Southwestern University and pay the annual premium which is billed to the student account to meet the condition of coverage. The Tuition Refund Plan coverage refunds on a term basis only. If your premium covers a full-year, and if for any reason you do not return for subsequent terms, please notify the University and any unused premium will be refunded to you. Coverage ceases on the last day of the formal academic instruction by the University due to any reason. Room, meals or other charges that are not paid to the University cannot be insured. University fees such as vehicle registration, health insurance fee, music fees, lab fees, overload fees, library fines, parking fines and the cost of Dewar insurance are not covered by this Plan.
Q. What Is Excluded?
A. Note that the Plan does not cover the following: war or any act of war, declared or undeclared; terrorism; the use of any drug, narcotic or agent which is similarly classed or has similar effects, (excepting when it is prescribed by a doctor); taking part in a riot; failure to attend classes for any reason other than injury or sickness; withdrawal when the student receives credit for an incomplete term; suicide or intentional self-inflicted injury or sickness; initiating, taking part, or being active in a nuclear reaction, nuclear radiation or radioactive contamination.
Q. Are Student Loans covered by this Plan?
A. Yes, the Plan provides an important benefit that covers not only payments made directly by the family, but also loans for the semester with the university, banks and government agencies, up to the coverage amount.
Q. How are claims filed?
A. Claim forms with full instructions are available at the University Academic Records Office or by contacting A.W.G. Dewar, Inc. Claims should be reported within 30 days from occurrence or as soon as is reasonably possible. Students are responsible for the completion of the two College Medical Withdrawal Certificates. Benefit payment is made to the University to be credited to the student's account. Benefits not required to settle your account with the University will be refunded to you through the University.
Please contact A.W.G. Dewar Inc., Quincy, Massachusetts.
Phone: (617) 774-1555
The Tuition Refund Plan is underwritten by Atlantic Specialty Insurance Company, New York, NY, a member company of the OneBeacon Insurance Group, for A.W.G. Dewar, Inc., dba A.W.G. Dewar Insurance Agency, Four Batterymarch Park, Quincy, MA 02169-7468. The name of each student is listed on a policy which is held by the college business office, not as agent for the insurance company, but on behalf of insured students and their parents. The information provided above is an outline of coverage for the ensuing academic year. Actual coverages are governed by the insurance policy on file in the college’s business office. Coverage may change each academic year. A.W.G. Dewar, Inc. is the originator of the trademarked Tuition Refund Plan.
Who is A.W.G. Dewar?
The Tuition Refund Plan was originated in 1930 by A.W.G. Dewar to protect the financial investment of students and parents in education. We are currently in our ninth decade of exclusive service to the educational community.
Today, over 1,200 leading independent schools and colleges throughout North America offer the Plan. The Plan described on this site has been specifically designed for the needs of college students and parents. It offers the unique benefit of refunding a portion of term tuition and fees when a student is forced to withdraw for medical reasons, subject to the terms and conditions of the policy.
This Plan is administered by A.W.G. Dewar, Inc., Quincy, Massachusetts.
The deadline for waiving is:
August 23, 2015
Don't let an unforeseen illness or accident prevent you from completing your education.
Every year thousands of college students are forced to withdraw from classes due to sickness or injury. The accompanying loss of tuition payments can undermine a family's educational budget.
For more than 80 years, the Dewar Tuition Refund Plan has assisted students to continue their education by providing refund benefits when illnesses or injuries prevented them from completing a term.
Please note that all students are automatically enrolled in this insurance program and will be billed for the premium charge unless a waiver of benefits is completed.
To request a change in the amount of coverage provided, do not complete this waiver. Contact the Southwestern University Business Office directly at 512-863-1928 or firstname.lastname@example.org
Those who wish to waive the coverage, please complete the waiver form on this page. By submitting this form, you are waiving your entitlement to any coverage offered by the Tuition Refund Plan and you will not be responsible for the cost to participate.